State program for the development of productive employment and mass entrepreneurship for 2017 - 2021 "Enbek"

Approved by the Decree of the Government of the Republic of Kazakhstan dated November 13, 2018 No. 746

Program passport

Basis for development	Message from the First President of the Republic of Kazakhstan - Elbasy N. A. Nazarbayev to the people of Kazakhstan dated December 14, 2012 "Strategy" Kazakhstan-2050 ": a new political course of the state that has taken place"; Message from the President of the Republic of Kazakhstan K.K. Tokaev to the people of Kazakhstan of September 2, 2019 "Constructive public dialogue - the basis of stability and prosperity of Kazakhstan"; The Strategic Development Plan of the Republic of Kazakhstan until 2025, approved by Decree of the President of the Republic of Kazakhstan dated February 15, 2018 No. 636
State body responsible for the development of the Program	Ministry of Labor and Social Protection of the Republic of Kazakhstan
Purpose	Promoting productive employment and engaging citizens in entrepreneurship
Tasks	Task 1. Training with technical and vocational education, taking into account the needs of the labor market. Task 2. Short-term vocational training at the request of employers and qualifications and skills that are in demand on the labor market. Task 3. Training in the framework of the project "Mangіlіk el Zhastary - Industryaga!" ("Serpin"). Task 4. Vocational training of workers under an employment contract, including layoffs. Task 5. Training in the basics of entrepreneurship under the "Bastau Business" project. Task 6. Expansion of microcrediting in rural settlements, small cities, cities and single-industry towns. Task 7. Guaranteed loans / microcredits in rural areas and small towns, cities and single-industry towns. Task 8. Providing state grants for the implementation of new business ideas. Task 9. Provision of active measures to promote employment and social vocational guidance for the unemployed and certain categories of employees, determined by the Government of the Republic of Kazakhstan. Task 10. Increasing labor mobility. Task 11. Development of a unified digital employment platform. Task 12. Implementation of the comprehensive activities of the national project "Zhastar - el tiregi".
Terms of implementation	2017 - 2021 years
Target indicators	By fulfilling the tasks set in the Program, by 2021 the following target indicators will be achieved: 1) the unemployment rate will not exceed 4.8%; 2) the share of labor with basic, secondary, general and primary education in the workforce will be no more than 20%; 3) the share of unproductively employed in other categories of the employed population will be no more than 9.0%; 4) the growth of actively operating small and medium-sized businesses will be 10%.

Program implementation

Support to program participants in rural areas and small towns is provided by the Fund for Financial Support of Agriculture (hereinafter – FFSA) (issuing of direct micro-credits, guaranteeing of loans from credit partnerships and microfinance organizations) and the Agrarian Credit Corporation (hereinafter – ACC) (funding of microfinance organizations and credit partnerships). The Damu Entrepreneurship Development Fund (hereinafter – DAMU) funds second-tier banks and issues loan guarantees in cities and single-industry towns.

1) loan term – maximum 7 years;

2) interest rate – 6% per annum (4% for low-income and/or large families);

3) grace period – no more than one-third of the loan term;

4) the maximum loan amount

in rural settlements and small towns - up to 2.5 thousand MCI, for the development of anchor cooperation - up to 8.0 thousand MCI;
maximum loan amount: in cities and single-industry towns (except for Nur-Sultan, Almaty, Shymkent, Aktau, and Atyrau) – up to 6.5 thousand MCI;
in Nur-Sultan, Almaty, Shymkent, Aktau, and Atyrau – up to 8 thousand MCI.

Program implementation

Lending (primary disbursement)

	2017	2018	2019	2020	2021
Amount of financing, billion tenge	32,87	59,9	82,06	59,52	48,7
FFSA	16,6	30,0	47,38	42,89	36,2
ACC	11,37	15,5	17,38	12,53	12,5
DAMU	4,9	14,4	17,3	4,1	-
Number of microcredits	7 485	14 114	17 705	12 731	9 639
FFSA	4 638	8 256	12 554	9 584	7 226
ACC	2 394	4 547	3 627	2 810	2 413
DAMU	453	1 311	1 524	337	-

Issuance of guarantees

Year of issue of guarantees	The number of guarantees		The amount of guarantees, billion tenge
Year of issue of guarantees	*FFSA*	*DAMU*	*FFSA*	*DAMU*
2017	248	167	1,0	0,9
2018	553	488	1,6	0,3
2019	341	659	1,0	0,4
2020	391	304	1,2	1,6
2021	433	62	0,7	0,3
TOTAL	1 966	1 702	5,5	9

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