Leading Banking Services

Provided directly and through a number of commercial affiliates.

Leading Banking Services

“Housing Construction Guarantee Fund” JSC

“Housing Construction Guarantee Fund” JSC provides a guarantee for the completion of a dwelling house (residential building) construction upon the breach of warranty. The activity of “Housing Construction Guarantee Fund” JSC, as well as other participants in shared-equity construction is provided for in the Law of the Republic of Kazakhstan dated April 7, 2016 “On Equity Participation in Housing Construction”.


“Housing Construction Guarantee Fund” JSC actively interacts with developers and local executive bodies for the implementation of the guarantee mechanism.


“Housing Construction Guarantee Fund” JSC under the housing construction guaranteeing, has introduced a loan guaranteeing mechanism of the interest holders to purchase housing, where there is a guarantee.


This mechanism is attractive for people who do not have additional collateral to receive a loan to purchase a share in a house (in this case, the collateral will be an agreement on equity participation in housing construction).